Our tool for managing your permission to our use of cookies is temporarily offline. Therefore some functionality is missing.
FINANCIAL SERVICES.
3 distinct financial products are developed wrapping around your needs. Whether you are looking for the lowest instalment or seeking for a lower rate, you can decide.
OPTION 1 - MINI CIRCLE
FLEXIBILITY THAT PAYS OFF.
Forget the long tenure to repay your loan. MINI CIRCLE offers you the fun of owning a MINI without straining your monthly budget with shorter term. Enjoy low instalment over 2 to 5 years and the flexibility at the end of the term: You can trade in your MINI, settle the final amount or refinance the outstanding sum.
HOW DOES IT WORK?
The MINI Circle journey consists of three stages: firstly, a flexible down payment at the beginning of the tenure; secondly, low instalments over the term; and lastly, a lump sum at the end of the contract. You have the flexibility to trade in your car for a brand new MINI, refinance the outstanding sum or settle the lump sum.
END OF TERM OPTIONS.
![dam Image](/en_HK/home/finance-and-insurance/financial-services/jcr:content/main/par/product_editorial_720850791/productEditorialPar/editorial_grid_row_2004235581/leftPar/image_item/damImage.narrow.{width}w.j_1605177416770.jpg)
1. TRADE IN.
Trade in your MINI to settle the outstanding sum and upgrade to a brand new MINI.
![dam Image](/en_HK/home/finance-and-insurance/financial-services/jcr:content/main/par/product_editorial_720850791/productEditorialPar/editorial_grid_row_915390893/leftPar/image_item/damImage.narrow.{width}w.j_1605177831720.jpg)
2. REFINANCE.
Keep the car by refinancing the outstanding amount with our flexible financing options.
![dam Image](/en_HK/home/finance-and-insurance/financial-services/jcr:content/main/par/product_editorial_720850791/productEditorialPar/editorial_grid_row_978933112/leftPar/image_item/damImage.narrow.{width}w.j_1605177964880.jpg)
3. SETTLE.
Settle the outstanding payment and keep the car.
Benefits:
- AFFORDABILITY.
The lowest instalments enable the affordability of a wider
range of models.
- FLEXIBILTY.
You have the choice: Select your preferred end of term
option.
- LIQUIDITY.
Lower instalments give you the freedom to spend your money otherwise.
- STATE-OF-THE-ART.
Drive a new MINI every few years thanks to the short tenures and the end-of-term options.
YOUR NEXT STEPS.
Option 2 - Hire Purchase
STRAIGHT UP THE DEAL.
Benefits:
- FIXED.
Fixed monthly instalments over the whole tenure.
- OWNERSHIP.
Own the MINI at the end of tenure.
- PERSONAL.
Choose your down payment that suits your current financial situation.
- INTEREST RATE.
Enjoy the attractive interest rate with this option.
YOUR NEXT STEPS.
Option 3 - Leasing.
PAY AS YOU PLAY.
Craving a MINI? Leasing, a classic financial product, makes driving a MINI no longer a dream. Enjoy the competitive interest rate with leasing. Simply pay as you play.
Benefits:
- NO DOWN PAYMENT.
Unlike the other financial products, MINI Leasing requires no downpayment.
- OWNERSHIP.
Own the BMW at the end of tenure.
- SHORTER TENURE.
With the advance payment, tenure can be shortened.
- INTEREST RATE.
Enjoy the attractive interest rate with this option.
YOUR NEXT STEPS.
ANY QUESTIONS? WE ARE HAPPY TO HELP!
![1px line](/en_HK/home/finance-and-insurance/financial-services/jcr:content/main/par/product_editorial_499891567/productEditorialPar/editorial_grid_row/leftPar/image_item/damImage.narrow.{width}w.j_1605243950811.png)
MINI Hong Kong shall not be liable for any inaccuracy of information.
Loan approval will be subject to BMW Financial Services HK Ltd. (Money Lender License No. 0580/2023) credit guideline. Terms and conditions apply.
Warning : You have to repay your loans. Do not pay any intermediaries. Complaint Hotline : 25981009