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Your unique MINI, Your unique MINI,

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Overview
Financial Services
Insurance Program
Useful Documents

FINANCIAL SERVICES.

3 distinct financial products are developed wrapping around your needs. Whether you are looking for the lowest instalment or seeking for a lower rate, you can decide.

MINI Circle

OPTION 1 - MINI CIRCLE

Forget the long tenure to repay your loan. MINI CIRCLE offers you the fun of owning a MINI without straining your monthly budget with shorter term. Enjoy low instalment over 2 to 5 years and the flexibility at the end of the term: You can trade in your MINI, settle the final amount or refinance the outstanding sum.

 

HOW DOES IT WORK?

The MINI Circle journey consists of three stages: firstly, a flexible down payment at the beginning of the tenure; secondly, low instalments over the term; and lastly, a lump sum at the end of the contract. You have the flexibility to trade in your car for a brand new MINI, refinance the outstanding sum or settle the lump sum.

END OF TERM OPTIONS.

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1. TRADE IN.

Trade in your MINI to settle the outstanding sum and upgrade to a brand new MINI.

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2. REFINANCE.

Keep the car by refinancing the outstanding amount with our flexible financing options.

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3. SETTLE.

Settle the outstanding payment and keep the car.

Benefits:

- AFFORDABILITY.

The lowest instalments enable the affordability of a wider
range of models.

 

- FLEXIBILTY.

You have the choice: Select your preferred end of term
option.

- LIQUIDITY.

Lower instalments give you the freedom to spend your money otherwise.
 

- STATE-OF-THE-ART.

Drive a new MINI every few years thanks to the short tenures and the end-of-term options.

Hire Purchase

Option 2 - Hire Purchase

STRAIGHT UP THE DEAL.

The straightforward approach adapting to your current financial situation. You decide the downpayment and the tenure, and we arrange the rest.

Benefits:

- FIXED.

Fixed monthly instalments over the whole tenure.
 

- OWNERSHIP. 

Own the MINI at the end of tenure.

- PERSONAL.

Choose your down payment that suits your current financial situation.
 

- INTEREST RATE.

Enjoy the attractive interest rate with this option.

Leasing

Option 3 - Leasing.

PAY AS YOU PLAY.

Craving a MINI? Leasing, a classic financial product, makes driving a MINI no longer a dream. Enjoy the competitive interest rate with leasing. Simply pay as you play.

Benefits:

- NO DOWN PAYMENT.

Unlike the other financial products, MINI Leasing requires no downpayment.

- OWNERSHIP.

Own the BMW at the end of tenure.

- SHORTER TENURE.

With the advance payment, tenure can be shortened.

- INTEREST RATE.

Enjoy the attractive interest rate with this option.

ANY QUESTIONS? WE ARE HAPPY TO HELP!

You don’t yet know whether leasing or credit is the right solution for you? Together we will find the perfect financial product for your dream MINI.
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MINI Hong Kong shall not be liable for any inaccuracy of information.
Loan approval will be subject to BMW Financial Services HK Ltd. (Money Lender License No. 0289/2020) credit guideline. Terms and conditions apply.
Warning : You have to repay your loans. Do not pay any intermediaries. Complaint Hotline : 25981009