MINI Insurance. No fear. Just fun.

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MINI Top Cover. Mini insurance.
Top Cover.

In a class of its own, Top Cover insures against a huge number of risks. It’s the perfect all-round protection.

  • Full-price refund for theft and write-offs
  • Motor travel cover abroad
  • ‘New for old’
  • Costs covered for replacement vehicles



MINI motor insurance. MINI basic cover.
Basic Cover.

Sound as you like. Solid protection that includes the most important aspects of motor insurance, and attractive conditions to boot. Ideal for those who are just starting out.

  • Third-party liability
  • Repairs in MINI Approved Service Centres
  • High sums insured
  • Choose your own excess



MINI Smile. Leasing and Insurance for MINI.
MINI Smile.

Leasing and insurance in one. A special benefit is the flat-rate insurance premium, irrespective of your no-claims bonus or region

  • All-round comprehensive cover.
  • Flat rate, irrespective of no-claims bonus.